The challenge
A high-trust audience the old rewards setup couldn't reach.
01
Lack of reward portability
Members had to rely on static platforms like websites to track their perks — no pass to carry, nothing in their pocket.
02
Security-sensitive use case
As a financial institution, AIA needed encrypted, access-controlled delivery for every member reward and benefit.
03
Limited member engagement
Without regular digital touchpoints, many members quietly disengaged in the weeks after they first registered.
The results
A pass members actually keep — and open.
Stronger message reach
Real-time, personalised wallet passes reached members where they already look — and pulled them deeper into AIA's services.
Smarter targeting
With CRM-driven segmentation and insights, AIA sent campaigns that actually fit — strengthening long-term member loyalty.
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